About Us

Immediate Payment Solutions believes in old fashioned customer service and whenever possible, we like to deal with our customers face-to-face.

With over ten years experience in the payment solutions business we can offer a number of different services giving our customers the flexibility of choice that our competitors cannot provide.

Your needs, and those of your end users, are unique. What sets us apart from our competitors' is that Immediate Payment Solutions provides you the "Turn-key" solution to the Direct Payment (e.g. Electronic Collection of Accounts Receivable, etc.) and Direct Deposit (e.g. Payroll, Electronic Payment of Accounts Payable, etc.) needs that banking institutions, and those of our competitors are not providing (cannot provide). We provide a PC-based system, mainframe system and of course a web-based system. We can provide your company with a hybrid and mix of all three systems.

Think of us as your outsourced ACH / EFT programming company, front-end originator and back-end processor with our own consortium of processing banks.

With that in mind, you can "Private Label" our software and have a seamless integration for your end users. You can write to our (NACHA's) specifications and we can merely be your "gateway" to the ACH / Federal Reserve System. Alternatively, we will allow you to distribute our software inside or along side yours without the requirement for an advance payment. Our fees will only commence once your client registers with our bank and actually uses the software.

ACH for the PC software is currently used in over 350 financial institutions and thousands of commercial companies. We currently support financial institutions which range from 15 million in asset size processing for only one commercial customer to over 5 billion processing for hundred's of commercial customers. And, these barely hint at our system's potential, which can process millions of transactions per day. We have financial institutions and third party processors that regularly originate ACH files that contain hundreds of batches and thousands of transactions.

We have since developed a number of other products that help financial institutions process electronic funds transfers in other areas. While we're best known for PC-based ACH software; ACH for the PC and ACH Bind, we offer a wide range of electronic services and products such as our Returns and Receiving module for ACH transactions and Quickwire™, our wire transfer product.

In addition to our marketing associates, our in-house staff has more than 60 years of EFT processing experience. Some staff members have been bankers, trust administrators, corporate cash managers and data processors. Our computer programmers and developers have produced products for financial institutions and corporations and have experience in a variety of environments and computer languages. They work alongside all other areas ensuring quality products to our customers.

Because we are members of NACHA through their regional ACH, UMACHA, we constantly keep up to date on changes made to the ACH rules and file format changes. Both UMACHA and the Federal Reserve have approved our software. We also have a relationship with a number of the Regional Federal Reserve Bank's and they keep us informed of any format/rules changes required with respect to Fedline and more specifically-wire transfer.

Our Core Competencies:

Support - We nurture long-term relationships with personalized support long after a system has been implemented. We are innovators in the industry and are particularly responsive to our customer's needs. We provide the best customer service available. Every aspect of our business from our low-key sales approach, to our toll-free phone number, to our 60-day money back guarantee and to our friendly personalized service points towards the fact that your welfare is paramount to us. We do more than sell software� we provide solutions.

Flexibility and Interface - Because we have been around so long, we are familiar with a number of Bank host software systems such as ITI, Jack Henry, CBS Fiserv and Liberty to mention a few. ACH for the PC � supports ACH formats, including PPD, PPD+, CCD, CCD+, WEB, TEL, TXP, ENR, RCK, POP, Multiple Batch, and Import Features. Our ability to work alongside and sometimes interface with other systems makes our software a valuable tool in dealing with backroom operations. We have also developed a relationship with Thompson Publishing. These tools work with products developed and maintained by Thompson to help comply with certain banking regulations, such as OFAC, and soon to be available, Frequent ABA Listings.

We offer custom programming, so that applications can be tailored to precise requirements. As with our production software, we emphasize ease-of-use and power systems that will operate at maximum ability in your environment.

Suffice it to say that whatever needs you and your clients may have, we can provide cost effective, timely and completely workable solutions.

We are confident our products and services are the best on the market. Now, let us compete on price. Call us at 317.490.4768